Prior to forming Dowgal, LLC - Marko spent 25 years in the Real Estate and Home Lending industry holding positions from licensed Realtor, and later in home lending working his way from Loan Officer, all the way up to Executive Vice President and Director of Secondary Marketing. He has lead teams as large as 50 employees directly reporting to him and been involved in all facets of the mortgage industry including credit underwriting, technology development, legal and compliance, and contract negotiations. Marko also gained a great deal of experience in the operational workings of large corporations in his 11 years with JP Morgan Chase. Marko has attended both Davenport University for Business as well as Johnson & Wales University for Accounting. Marko has been happily married for over 15 years and along with his wife, they have raised 2 great kids together and are celebrating their first grandchild.